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AXA Car Insurance: Is it the Right Choice for You?

With so many different insurance providers out there, it can be difficult to know where to begin when choosing your car insurance policy. In this article, we’ll take a look at AXA Car Insurance and see if it’s the right choice for you. Our experts will take you through some of their top tips so that you can make an informed decision on the best company to offer your car insurance protection in 2017.

Can I get enough coverage with liability only?
Liability insurance will cover you if you are found at fault in an accident and helps pay for damages to other people’s property. If you are found liable, liability coverage will also help cover your legal defense costs.

In which states can I add more drivers?
In most states, you can add drivers to your policy as long as they meet certain requirements. The new driver will be automatically added to your policy and must be identified with their correct name, date of birth, address, and social security number.

Does premium differ by gender, age, and driving history?
AXA’s car insurance rates are calculated based on a customer’s driving history, age, and gender. Factors like speeding tickets, accidents, and license suspensions can increase your premium.

What do I do if another driver hits me and causes property damage or bodily injury?
If you were involved in an accident and you are not at fault, make sure to get the other driver’s insurance information. If you are at fault, contact your own insurance provider immediately.

What should I do if someone hits me causing property damage or bodily injury?
If you’re involved in an accident, contact your insurance company as soon as possible. If you are not at fault, the other party’s insurance will cover the damages to your car.

Who pays my medical bills up to my policy limits if I am injured in an accident caused by another driver who does not have insurance or an accident that is my fault but results in an injury to another party as well as property damage under my policy limits (for example, a rear-end collision)?
If you are injured in an accident that was not your fault and someone else does not have insurance, your medical bills will be paid up to your policy limits.

How much will my annual premiums be if I buy $1 million of coverage with a $500 deductible on the physical damage portion of my auto policy and select Tort option 1, 2, 3, 4 or 5 above (each with different deductibles)?
Annual premiums will vary depending on your coverage and deductible.

Why choose AXA as your auto insurer?
AXA offers a wide variety of car insurance policies that can be tailored to suit your needs. The company is committed to giving you top-notch customer service and making sure that you get the coverage you deserve

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